How to Survive Losing Everything in Florida? Part One
Over the last 10 years, hundreds of millions of people in the US have felt the pinch (in some cases the sucker punch) of the ongoing economic downturn. People from the wealthy to the welfare assisted have known what it’s like to lose money, to downsize, to mourn the loss of independence, and to put the number of a good Florida bankruptcy lawyer on their speed dial.
In some cases, the pinch or the punch was just too much and the person felt the need to end it all rather than stick it out and see the light at the end of the long and narrow tunnel. You don’t have to be like that. You know what it’s like to be devastated by the loss of everything, but you can survive it, just like millions of people have before you.
If you’re ready to pull yourself up by your boot straps and keep moving forward, you need to learn a few tips that will keep you walking the right path to regained financial independence. In the first and second part of this series, we will discuss how to scrimp, save, and survive.
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The first thing you need to do in order to survive recession is to…
Learn to Use Cash
Where people used to use seashells to purchase their necessary goods, now, there are piles of plastic rectangles that seem to signify financial independence without financial consequence. You can have a wallet full of credit cards and use every single one to the max, but as soon as the bills come, you’ll find that what you thought was a purchase that would make you happy has only added to your woes.
Learn to make all of your purchases using cash. Cut up your credit cards. Toss credit card offers from the mail directly into the shredder. Put yourself on the Federal opt-out list. If you want to save yourself from having to call the bankruptcy lawyer personal hotline (though having a reliable Florida bankruptcy lawyer on your side could only be a good thing), you need to ditch the plastic and only use the paper. If you only use cash, you won’t have the temptation to use credit now and pay later at a higher price.
Call a Bankruptcy Lawyer — Personal
When all else fails, and you have no other choice but to call a Florida bankruptcy lawyer, make sure that you’re dealing with professionals that only have your financial well being in mind. Bankruptcy is a serious legal proceeding that should only be undertaken if you have no other choice but to gather all of your debt into one place and default. Bankruptcy has massive, negative effects on your credit rating and the consequences of it will be felt for years.
In the next part of this article series, we will discuss getting out of debt—a slow and grudging process, but totally worth it once you can take the Florida bankruptcy lawyer off your speed dial (as helpful as they were) and finally have your life back.
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